This is a wonderful card with great interest rates!!! Love the professional and friendly service I always receive from US Bank!! Highly recommend this card!!
My First real Credit card!!! I have banked with U.S. bank for about 5 years now and just started getting interested in credit. Way late in the game (I'm 33 years old) better late than never i guess. I was approved with a 560's something credit score with a $1000.00 limit. pretty generous for a first unsecured card and a bad score. My middle fico is now up to 637 in 5 months!!! I can't wait till the day I can afford a house and have the credit to buy!!! I applied in the bank by the way. My banker applied to thcard for me and said the credit report they pulled could be used to apply for every card US Bank offers until i got approved with only on hard pull. so thats a pretty good deal in itself (for a newbie).