I applied for this card in hopes to build my credit. I was careless in my younger days and didn't know much about credit and how my spending would affect me later in life.. It took a few days to get the actual approval and didn't know I was approved until they took the funds out of my account unexpectedly. I've had it for 2 bill cycles and never carry a statement balance over. My score jumped up at least 25 points when it started to show on my credit report!
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The place to loose your paycheck!!!