I can't wait to get someone new to bank with!! Don't waist your time on this bank. They pay your bills late in an effort to set you up for an overdraft. They deposit your direct deposits into your account late, even if you get paid early. They are sincerely not worth banking with. No matter what type of deal they give you on your checking or savings account. Terrible bank. They're changing their name to Credit Human so those looking... don't be deceived. It's still SACU.