Beware of this credit union. They are underhanded and unethical. They post DEBITS befor posting CREDITS to intentionally. This is very very bad for a small business because if the checking account dips below 0 for ONE STINKING SECOND they rape the small business of $24 courtesy pay fees! It doesn't matter that they have electronic CREDITS waiting to be posted! And to make matters worse, they post the largest DEBITS ahead of smaller ones so they can rape the account for $24 for EACH INSTANCE...even though seconds later the account is fine! They have cost our small business hundreds upon hundreds of dollars just this year! Do NOT DO BUSINESS WITH RBFCU. You will regret it!