Nationwide Reviews
Aug 16, 2016
Inaccurate
Tinydes2
1 Contributions 0 People Helped

I applied once I got my personal target score of 710 from transunion. With that in mind, I am arguably a new borrower; I have three credit cards, all paid on time, but all under 2 years old. No other debt besides a student loan of 800 that I have deferred. And my utilization is typically less than 20%. After completing the application I was immediately denied, but after reviewing the disclosure, I was denied with a score much lower than is reflected on CK! I call and speak with a representative who said it was unlikely to be approved even if I faxed in documentation of my score! The whole conversation was very halfhearted, and unhelpful.

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Nov 22, 2016
Credit Karma Overestimates Odds for Appr
LG8173
1 Contributions 0 People Helped

The lending criteria that Nationwide uses are very strict and Credit Karma, just like in the other offers, mischaracterizes the chances of approval.  Apparently Credit Karma gets a commission every time someone falls for this and applies with a lender. 

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