I have there platinum Visa at there lowest interest offered & it has raised my score over the last 6 months of using it. I dont ever go over the 30 Ratio limit on the card. So if you want you score to raise keep that in mind.
Everything was great until a payment was applied to the wrong account. I have never paid a bill late in my entire life. Due to some type of system error I received a phone call from some women with a very bad attitude who treated me like a criminal. Guess this is what happens when you bank with a credit union, you get the armatures.