Grow was the worst loan experience I've had in my life. I had to deal with them for 3 years for my previous car loan and nothing was good. The customer service I received can't even be classified as "service". Everyone I talked to was rude and didn't listen to any of my concerns, which there was a decent amount due to their poor service. Also, even if you spend 3 years making on time payments, they won't help you with anything you may possibly need.