I have used GTFCU on multiple car loans and have been very happy with them. the only thing I would caution anybody on is the fact that this bank does not do direct fund transfer from my bank to them. Even though I have automatic payments, my bank has to print a paper check and mail it to them. the process takes about 3 days. all other banks/ and other similar instutions allow bank to bank funds transfers that take 1 day to process. not a big deal, but allow sufficienit time to get payments made on time.