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Greater TEXAS Federal Credit Union (GTFCU)

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Reviews (6)

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Aug 05, 2016
Great service and good rates
Anonymous Account Holder

I have used GTFCU on multiple car loans and have been very happy with them.  the only thing I would caution anybody on is the fact that this bank does not do direct fund transfer from my bank to them.  Even though I have automatic payments, my bank has to print a paper check and mail it to them.  the process takes about 3 days.  all other banks/ and other similar instutions allow bank to bank funds transfers that take 1 day to process.   not a big deal, but allow sufficienit time to get payments made on time.

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Mar 17, 2015
Gtfcu mortgages

My 10 day option period is up and they haven't even had an appraisal done. Which I paid for on day 1 of the option period. We've been told a number of times over a period of 2 weeks that we have completed all necessary forms and are processing then a day or 2 later we get an email that says we need more because they are "confused". The worst part though is how long it takes for our loan officer at aggieland to respond to us. This may not be a big deal to you people at the credit union, but a little professionalism and prompt responses when a client has a question would be nice.

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Mar 07, 2015
Amazing Customer Service, Truly they Car
Anonymous Account Holder

I've never had a bad experience with this bank, my children LOVE the treats & attention at our Dallas branch. Just incorporated my business & trust only them to help & train me to nurture and grow "my new baby (business)."

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Sep 28, 2014
Secured VISA has no credit check
Emanon123 Account Holder

An overlooked fact is that Greater Texas Federal Credit Union does not pull any credit report if you apply for the secured Visa. It reports to Experian and Equifax monthly but does not pull any bureau when you apply. This is great if you are trying to build or repair credit. You won't be declined! Your credit limit matches your security deposit which Is maintained in an interest bearing online savings account. The APR is 16% which is not bad compared to other Secured Cards. You do have to be a member but YOU DONT HAVE TO LIVE IN TEXAS.  They shipped the card to me in 7 days. You have  online access and can increase your limit by adding to your online savings account. They increase the limit within 3  days. The card does not report as secured. My reports says "Credit Unioin credit card". I also like that the overdraft protection for my checking account can go up to $900 and there is no extra charge for the service. I also like the bill pay services. 

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Jul 29, 2014
Great Banking, Loans, Etc...
Anonymous Account Holder

I have been with several banks over the course of my life, Chase, Bank of America, Wells Fargo, and by far Greater Texas FCU is the hands down best bank ever. I love the ability to call the bank and get the same person to handle my account. I have a dedicated email to her as well, and she answers just as quick as possible. The loan department is amazing. The loan process is quick and easy and rates are excellent. You just cant beat a great bank like this. I wish I would have found them sooner, it would have saved a lot of hassle over the years with the big box banks.

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Aug 07, 2013
Very Happy
Anonymous Account Holder

I have not applied for loan products as of yet, I do currently bank with this institution and I must say Jill McNabb at the Bastrop Texas branch was wonderful. I often had problems with my accounting practices, and she would bend over backwards to assist me. She never made me feel rushed, or silly about my situation she simply made recommendations as to how to solve my problem. This is the kind of service I need. I live a bit of a distance from her location, I've gone out of my way to go to her branch to speak to her directly. The other employees seem equally as nice, I just happen to have had lots of experiences with Jill. I am currently looking for a Home Loan , I think I'll give her a call.

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