It's an OK bank if you have terrible credit they're the only one who will give you an account, but they won't give you a debit card with the visa logo, just their little ATM card, which you can use at most stores. You just slide it like you would the visa and press debit. I tried to get a Visa card but I have some collections (total of $80) so they said I have to take care of those first. The bad is that they close at 5 there's no way to get help if your account freezes, you have to wait for the following day. The good, the check is in the bank up to 3 days early. There's one employee that is super rude. When I went in for a ARK (it's a 0% intrest loan for anyone that does not require credit, essentially a payday advance) she is just in a terrible mood. I lost my bank card and she was rude again. Maybe if you don't like people , you should get a job in an office where you don't have to deal with customers. Move your office to the dumpster?
I gave 3 stars because there's no 800 after hours number and my funds had been frozen through a holiday weekend once. Otherwise, an OK bank.
I have banked with worse.
oh and when I opened the account the lady didn't speak English , and kept running out of the office. It took us 3 hours to open a simple bank account.