I currently bank here. This is the most inconvenient financial institution I've ever given money to. You would think because they have limited locations they expand their online or atm capabilities... Nope... If you work a traditional 9-5, RUN! � especially if it's not near a branch. Loan officers available 24 hrs but no one to handle account issues. Info 24 is a joke. It's an automated system that literally hangs up on you regardless of your selection. Seriously if you're considering it... STOP!!! Go somewhere that cares about you and your money... Seriously, GO!