Do not get this card THEY ARE THE WORST BANK EVER!!! AND CUSTOMER SERVICE?LOL WHAT A ****ING JOKE!!!!!!
I opened up my account. Lost my job fell behind 1 1/2 mnths minimum i hv to pay is 200. 00. They called me 6 times a day n I've worked collections before THAT'S ILLEGAL.. Then they called my job telln my coworker my business. I went n returned the call AND TOLD thm DO NOT EVER CALL MY JOB i have a payment arrangement for this friday i SD CEASE N DESIST MY JOB NUMBER NOW n hung up! I be ****ed they called my cellphone 3 times after that within 3 hours!!!! NEVER AGN!!!!!!!
They approved me with very VERY low 490 cs, I've had the card since July and my score has increased 30 points (although utilization looks high). No CLI yet but I'm on track to have more points added as utilization drops.
I opened My account in December 2015, and maintain a steady balance by paying not the Min Payment but the intire balance. I opened this account using my bank debit card, it too 7 days for me to get my card in the mail. I called First Premier Bank to request a credit limit increase, and asked if the funds could be taken from the same debit card that opened the account. They sai " NO " " i had to go to Walmart and send the increase ammount by Western union/ Moneygram and it would take 24 hours because it was the same as cash. 5 Days later I still have no increase I am not happy w/ it taking 10-14 days to receive a limit increase when I was told it takes 24 hours after a Western Union/Moneygram is received. No one seems to be able to contact the Credit Dept ( Because they don't have an internal Phone Number ) to find out the Status of this increase. and if I request my funds be returned it takes 30 days. The account was opened w/ my debit card but I was told I had to go to Walmart and send it so that it will be expedited as a Cash Increase. This has not happened. It only took 7 days to open and receive my card using my debit card. The same card that I use to pay my balance every month. I could have opened an account w/ Capital one using those funds,Which would have increased my Credit score for multiple accounts. Right now I am feeling Scammed and cheated. This company has No Customer service values at all