They convinced me to sign up as a naive college student at my university. I opened a small account with them and had it for about a year. Apparently they were charging me a bunch of fees they didn’t tell me about when I applied. They drained my funds to zero and gave me no notice for months until a debt collector contacted me about the unpaid overage charges. They claimed to have contacted me, but I got no calls or emails from them. They have pulled this scheme on many other college kids at my university. DO NOT TRUST THEM.