I have been a member here for years and when ever I ask for financial advice or lending they are always super helpful and have my best interest at heart. I trust this credit union with my finances 100%. During the system upgrade of 2014 I experienced ZERO problems, everything worked flawlessly for me both online and with my debit card. I appreciate the upgrade as now its simpler than ever to do 99% of my banking needs either online or throught he amazing mobile app. They even refund me for my 3rd party atm charges every month...and my checking account gives me 2% interest, which is a better return than most of my investment CDs... WHO DOES THAT!?!?! ELGA thats who! You got me for life ELGA, keep on keepin on!