I have been a member since 1986. They have begun charging annoying fees for everything. I have opened an account with another credit union and am slowly drawing down my account and will close it once it gets down to a lower balance. I would have $50K in my checking account and they would charge $1.00 because I exceeded my monthly limit of on-line bill pay transactions and the topper was wien the charged to use the shared branch option that no other credit union charges. I complained and they didn't care. So I will take my business elsewhere in the future. Sad.