Not worth the trouble, they have a withdrawal limit of $2500 a day and $10k for the month. We were in the process of buying a house and our money was stuck in this bank account. Their system didnt show some of our transfers so we went ahead and set up the transfer again, lo behold - the transfers we had set up initially went thru and they charged us $30 NSF fee....closed our account in 10 days and reported us to the credit bureaus. I have spent more time and money with this institution. unfortunately this was my first credit union experience and it wasn't so good. Might work for some people but not for us - we are used to quick online transfers and having access to our money at all times.