There is no shortage of imcompetence on the loan I've had to deal with, with this company. They missed blatent errors when generating disclosures that are causing massive delays in our loan being able to process, and could cost us the purchase of our new home. There is no way to describe how many errors the processors, loan officer XXXXX, and the underwriters have made. I've never experienced more incompetence from supposed seasoned mortgage people in my life. Stay as far away from this bank and their employees as possible.