Our loan was "sold" to US Bank. After Hurricane Irma swept through Florida, they offered a forebearance for three months but at the end of three months, all 3 payments would be due. Explain how this makes any sense at all. Helpful? Not in the least.
My wife and I have shared this card for the past 3 years and love it! It provides a generous credit limit, good customer service and online experience, no foreign fees and excellent rewards. Although you can redeem rewards for merchandise or cash back, we have found you can almost double the value of your rewards when using it to redeem for airfare/travel. We have redeemed almost $3,000 in rewards travel in the first 3 years and never paid a dime of interest!
You won't get your 5% back on your at&t phone bill because the merchant description doesn't say CELLPHONE on it. Pretty bogus. What's funny is the companies that they say they accept don't even really apply. This is a "rewards" card that doesn't like to pay you rewards. Canceling it.
HORRIBLE
I HAVE TRIED TO GET A TITLE LIEN RELEASE FOR OVER A MONTH AND US BANK HAS TOLD ME, THREE TIMES,"WE WILL MAIL IT AND YOU WILL HAVE IT IN A FEW DAYS." I STILL DON'T HAVE IT ON A CAR I PAID OFF SIX MONTHS AGO. I WILL NEVER DO BUISNESS WITH US BANK AGAIN.