US Bank Reviews
Jun 20, 2016
If you're in a hurry, forget it!
fenderman1961
1 Contributions 3 People Helped

You'd think I'd have learned from my first miserable, 16-week experience, but NO!, I had to torture myself again. "3-4 weeks to close" they said. "Here's the list of docs you'll need" they said. Hah! 6 weeks of "Just one more doc", finger pointing between the branch and Income Verification, and now sitting in Underwriting for Week 2 with zero communication.

If you're in a hurry forget it. If you love to copy or scan dozens of pages of documents, and make all the follow-up calls, then this is the game for you! Nice people, but severely broken processes. Week 8 and still not closed, with no end in sight...

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Sep 28, 2016
Unreasonable 'Wear and Tear' Fees!!
Anonymous

I returned my 2013 Volt and was charged over $1400 in fees.  Regardless of being 5k miles under my allotment.  

Trying to return it was riduculous as they said I wasn't allowed to return it to any Chevy dealership.  I found out that it was because US Bank wasn't picking up the lease returns, overloading the dealerships with cars so they stopped accepting them.  My dealership said they were going to start charging US Bank a daily parking fee unless they came to pick them up.

There is obviliously SOMETHING wrong at this company and people like me are paying the price.

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Dec 07, 2016
Refinance
Anonymous

IThe refinance took 3 months to close.  The original loan was also with USBANK.  Escrow refund of almost $6,000 has not been refunded as of 34 days after closing the loan.  They only tell me that the "Check is in the mail."  You can decide for yourself based on this review if you want to do business with USBANK.

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Oct 20, 2016
Excellent travel rewards
Anonymous

You can obtain a decent plane ticket for as low as 20,000 points. Excellent customer service!

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Jul 18, 2016
rewards aren't really worth it
karinto
1 Contributions 1 Person Helped

1000 pts = $5 certificate for Kroger, which puts general purchases at 0.5% back, Kroger purchases at 1% back, and Kroger brand purchases at 1.5% back. They do send some nice coupons, but I don't know if that warrants applying for this mediocre rewards. There are better cards with 1.5% CASHback for general purchases with no annual fees.

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Dec 02, 2016
Bait & Switch
Anonymous

I was definitely skeptical about applying.  Don't apply.  You definitely don't want another ding on your credit report.

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Sep 18, 2016
Anonymous

Be careful about making payments over the phone. I made a payment before due date as I normally do...I tried to use my caRd at the end of the month and found out that Mt payment was not processed. I had to make another payment to use darn card..although it came out of my checking account...they claim they could not find the payment...member services sucks...did nothing for me..closing my account..

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Sep 06, 2016
Not worth it!
amcorreiagabel
1 Contributions 0 People Helped

This card will benefit folks who travel LAN frequently. Otherwise, it's not worth the $75 annual fee. 

I canceled my card two months after I paid the annual fee, and US Bank will not return the prorated fee. Other banks offer that. 

Also, the phone number listed on the back of the LANPASS card goes to LAN customer service that helps you purchase plane tickets. They have absolutely nothing to do with the credit card and were super rude (although I have to say it was pretty funny when Mr. Sassy at LAN called me "lady" for the 18th time during a 3 minute conversation). 

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