You can't go wrong with Best Buy! You might buy clothes on a credit card more than you would buy electronics all the time. Which means it's easy to pay this card off with going months without buying anything. I use it mainly around the holidays and on birthdays for my friends. Best buy is my FAVORITE STORE and where I live the customer service is amazing. I paid this card down really good and started using it again around the holidays and they increased my limit. I'm officially done with shopping and will have this card PAID OFF in March 2017! Possibly February!
I had an auto loan from them and even making payments on time they would still call and pester me about payments all the time. I had to take a block all MILLIONS of their numbers. Their customer service is horrible. If you get someone its an indian and you can't understand them. Their payments, if you give them your bank account info are withdrawn earlier and earlier each month. After the second year I figured out that I had made a whole extra payment because they were shaving a few days off each month. So the first month it would be due the 15th then next month the 11th then the next the 6, etc. After 2 years I added up all the payments and I had made 25 payments in 2 years. What a sham! They are a horrible company and I am GLAD to be rid of them. I had to pay the loan off early, 3 years early to get them to quit with the harassment. Hope this company goes under...
I'm unhappy they I have to get them 1 star, this company gets NONE!
I have had 3 Capital One cards for several years. I have always had credit limit increases every 6 months, except for the past year. I have never been late on any of my cards, yet I am being offered no increases on my credit limits. Frustrating!
Easy application process. Approved within seconds.
Early one morning while i was asleep. I received a letter but there was no adressee. So i didnt pay no mind in fact, i wanted to send it backkk. But something that i was feeling said open it. It said dear reader or once customer of mines, i hope that this letter finds you in time. Because your approved for 3,000 sony card and it made me wanna say. ""I cant wait till you came in the mailllll, i cant wait, i cant wait. Because capital one stuck by me me till thee end. And i promise to be good to youuuuu. Thank you. Lol enjoy the song folks
I've had this card for a little over a year now. I started with a $300 limit and it was increased to $3300 a few months later. We got hit with some credit card fraud and Capital One took care of it all with no problem! It has helped my family in a time of need (but that did not help my credit score). Thankfully I am on the right track again and hoping it will improve my scores within the next several months. The only downside is the interest rate of 20%+ which isn't significant if you keep your balance low. It has been a great starter card.
Kredit Karma suggested I apply for this card. I was Accepted and have been with them almost 2 years. I have been trying to build my credit. well they started me at 500 and a little past my 1 year they bounced my credit to 2000.00 I called in to make sure it wasnt a mistake and it was not.I have Never had any trouble with this card..
Unlike some other credit cards, making an online payment should be quick and easy.
This card has some great online options. I can view transctions, balance and best part... I can make a payment in under two minutes.
I love watching my cash back balance go up too. Best Card.
Oh one thing, when you are sent your card for the first time, you have to request your pin separately, dont worry took them an additional 3 days to arrive. But I had to find this info out by myself.
I had an annual fee card with Capitol one and they offered me the Quick silver with cashback and removed my annual fee. Started with a $1500 limit 3 years ago and up to a $8000 now. One time I forgot to pay and they emailed me and didn't charge me for it. Highly recommend this card.