Just stay away. Couldn't log into my account because they changed websites and it took me forever to get someone to send me the new card. Wrongfully charged interest after the 18 month interest free promotion. The first agent on the phone who was somewhat friendly agreed I had been wrongfully charged, the manager comes on the line and offers to pay back $11.00 and that was all he can do. I'll never use Citi or step inside a Best Buy ever again. What a rip off.
I had an auto loan from them and even making payments on time they would still call and pester me about payments all the time. I had to take a block all MILLIONS of their numbers. Their customer service is horrible. If you get someone its an indian and you can't understand them. Their payments, if you give them your bank account info are withdrawn earlier and earlier each month. After the second year I figured out that I had made a whole extra payment because they were shaving a few days off each month. So the first month it would be due the 15th then next month the 11th then the next the 6, etc. After 2 years I added up all the payments and I had made 25 payments in 2 years. What a sham! They are a horrible company and I am GLAD to be rid of them. I had to pay the loan off early, 3 years early to get them to quit with the harassment. Hope this company goes under...
I'm unhappy they I have to get them 1 star, this company gets NONE!
This card is a scam. Customer service is oversees. I applied six weeks ago. They said I was approved but never sent anything and couldn't tell me why. Now I have to watch for identity theft
I love this card! I got approved for lowest rate offered, 14% with 10K credit line. I use the card for business and my mobile payments and have gotten I beleive 4 games already in less than 6 months because of the volume of spending I do. If you are a PlayStation owner and love that console then this is a must own card. I love the rewards and only wish Nintendo had a card too.
I've had this card for 3 months stated with a cl of $300 and have yet to get at cl increase! I've paid before my due date and always pay what I charge on it for example if I charge $295 I pay the $295 on the 1st due date on the 5th! Am I doing something wrong? I've seen both good and bad reviews of this card
Well my credit has been fair but up and down due to over credit utilization. Well I paid down multiple cards to decrease my utilization rate. Also I applied for this card and got approved for $2000 no problem. My prayer is that it helps me within the next 6 months. I plan on boosting my credit score and buying a house before 2018. Credit is tricky and you have to stay on top of it.