Applied Bank Reviews
Feb 09, 2017
WORSE CARD EVER DONT WASTE YOUR MONEY SE
Serge5280
3 Contributions 1 Person Helped

I HAD THIS CARD FOR 4 YEARS AND I WAS 2 DAY LATE THEY CHARGED ME $100 LATE FEE.  IT WAS A SECURED CARD WITH THE LIMIT OF $200 MY OWN MONEY I PAID TO SET THE LIMIT.  THEY THEN CHARGED ME LATE FOR THE FOLLOWING MONTH SO 2 LATE PAYMENTS FOR MONTHS THAT HAVE NOT EVEN CAME YET.  THIS BANK SEEMS DESPERATE FOR MONEY AND I WOULD NOT RECOMMENDED GETTING SCREWED.  DONT DO IT THEN THEY REPORTED ME LATE TO THE CREDIT BUREAUS BECAUSE I COMPLAINED TO THE BBB.  

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Aug 05, 2016
atst2000
Top Contributor 27 Contributions 80 People Helped

Fees, fees, fees,fees

Did I say fees?

Had this card for almost 4 years and finally cancelled it after improving my credit from a Ch 13 BK. Granted it was the only card other than a Credit One card it was the worst by far!  They charge $10 a month plus even if you pay your card in full (which I did) there is a .50 minimum interest charge!  Oh yeah if you want to pay your bill online, like most people do there is a MINIMUM fee of $8 from a checking account and $12 charge for a CC!

Horrible card, glad to finally cancel them. 

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