When registering your card after you have paid 5$ for the card if they feel one letter one number one anything is wrong they will not activate your so basically your sol. And I was given zero options on getting my money back Very disappointing because I used them years ago and decided to go back. I would now not recommend to my worse enemy.
I called customer service to ask them some questions about their cards and membership options. He was unaware that AmEx has a saving account available. When he transfered me, I told the Automated Service Rep. that I didn't have a card yet, and she hung up on me. Really glad I called first! XD
If you try to spend the entire balance you are rejected. They charge you a dollar for that. In fact they charge a dollar to check the balance so if you have a 100 dollar card you have to keep your purchase below 99 in order for it to be accepted. They can't be up front about taking that dollar from you, they have to cheat to get it. If they just stated they will not let you spend the last dollar and they planned to keep it I might just ignore that but they are dishonest.
I’ve had this card 2 years....everything the reviews say are 100% accurate. Horrible customer service, 7 days to receive your credit on any returns, dont ever use at a gas station and yes the ONLY BENEFIT IS GETTING YOUR DIRECT DEPOSIT EARLY. This card is a huge disappointment