American Express Card Reviews
Apr 21, 2017
Better than other prepaid cards but....
1 Contributions 0 People Helped

You are better off staying with a bank. I lost my card, called them and they said they will send me a new card. Not a problem, found my card they refused to reactivate it. They would not let me get a temporary card until my card came in the mail. I also could not do a cash pick up either. I was without money for a week.  I ended up opening an account with Wells Fargo.

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Mar 30, 2017

I have had 2 Amex cards for over 12 years.  They have out sourced their costumer service, it is impossible to get ahold of a manager and their wait times are upwards of half hour.  As of right now they froze my card because I have a mailing address not a physical address, claimed they sent a mailer to me to advise me on the changes (they didn't) it has been 47minutes and I am STILL trying to get them to string together enough sentences to understand what is going on.  I have been transferred 4 times, been asked the same questions repeatedly and still have no idea if my card is active or not yet.


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Apr 22, 2017
1 Contributions 0 People Helped

If you try to spend the entire balance you are rejected.  They charge you a dollar for that.  In fact they charge a dollar to check the balance so if you have a 100 dollar card you have to keep your purchase below 99 in order for it to be accepted.  They can't be up front about taking that dollar from you, they have to cheat to get it.   If they just stated they will not let you spend the last dollar and they planned to keep it I might just ignore that but they are dishonest.  

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Apr 13, 2017
Great alternative to a traditional bank.
1 Contributions 0 People Helped

I've been using this for years now instead of a traditional bank account. I went through a tough time financially and this was my only option. I have recovered but have no desire now to open a regular bank account. It's the best alternative over a prepaid debit card. I've got the active "checking" portion of my account and a reserve "savings" portion.  I just used online bill pay to pay all my bills.  There are literally no fees. No overdraft fees, no account maintenance. The only fee you might have is a charge for using an ATM. Everything about this has greatly improved since I opened my account, customer service, ATM availability, etc. AMEX has realized they are on to something and they have stepped up.  The only down side is I wish there were more atms to use for free. 

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Mar 22, 2017

this is the only card you'll ever need. it can do everything. above and beyond all and I mean all other cards.

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Sep 19, 2016
3 Contributions 13 People Helped

My approval odds were fair, I decied to apply after reading the review. TU: 653, Ex: 643, 54% utilization, 1 paid judgement. I was approved for $500 CL

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Mar 01, 2017
3 Contributions 17 People Helped

I applied for the American Express Green Card today.

With a new bonus of 20,000 points for $1,000 spent during the first three months and the added benefit of being apart of the AMEX Family made this card my must have! Super excited to get it! I was approved with a 649 EQ!!

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Nov 19, 2016

They dont offer pay over time been with them sense 1996 getting ready to drop them. Have made 7 requests every time get some run around answer. I have charged mybe more than 300,000 in 8 years.

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