American Express Card Reviews
Nov 18, 2016
con artists liars be careful
Anonymous

do not use them to pay your bills
they will pay them late
I have had this card for a year
the card itself is fine
but do not ever use the bill pay
I can't even say how many problems I had
customer service outsourced to Philippines
so
no help

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Nov 19, 2016
Used to be a great card to have
Anonymous

AMEX is borderline usurious if not actually.  If you carry any balance whatsoever they charge you a +/- 15% interest fee on your entire balance.  I am billed $5000 and pay $4500 before the due date and get an interest charge of $60 for the month.  That is unbelieveable.  And worse.....they charge you on the entire balance for two months.  I give up.  Moving on to a more customer friendly operation.

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Aug 23, 2016
AWFUL! DON'T DO IT! YOU WILL BE DECLINED
Anonymous

YOU WILL BE DECLINED EACH TIME YOU SWIPE YET AMEX WILL STILL DEDUCT THE $ IT WAS DECLINED FOR SINCE THE STORE USED AT HAS 7 DAYS TO ACCEPT THE CHARGE, OF COURSE THE STORE ACCEPTS THE CHARE DAYS LATER.  I WAS DECLINED OVER AND OVER BEFORE AND AFTER AND NOW I HAVE A 0 BALANCE DUE TO FEE'S ETC. CALLED OVER AND OVER. THEY ARE HARD TO UNDERSTAND, LANGUAGE BARRIER. THEY ARE RUDE. THEY DO NOT CARE THAT THE REASON YOUR CARD GOES TO ZERO BALANCE IS BECAUSE THEIR STUPID CARD IS CONSISTENTLY DECLINED EVERYWHERE.  TALKING TO CUSTOMER SERVICE AND SUPERVISORS MANY TIMES WILL JUST **** YOU OFF EVEN MORE BECAUSE THEY DON'T CARE.

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Nov 22, 2016
Never went through but fees will pay
Anonymous

I tried to set up an account, tried to add card. Never went through and requested me to call. No!!!! I hate calls. Then I thought I can leave it be. No!! I accidentally found that I have to pay $1 every month for "serve"---what's is that?????

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Jan 21, 2016
Stay away from American Express Serve
jamproserv
5 Contributions 21 People Helped

Stay away from this card and American Express. I bought this card at CVS because I needed to pay some bills and did not want the companies to have my banking information. At the counter I gave the CVS rep my cash and walked out of the store with the card and my receipt. 24 hours later and the card was not loaded with my cash. AmEX told me that CVS is at fault and must do a refund. CVS said they can't the cash is already with AmEx. Called back AmEx who requested that I fax numerous pieces of identification and pictures of the back and front of the card and wait 14 days for a reply. Be warned. DO NOT USE THIS CARD. STAY AWAY FROM THIS COMPANY. They have no concept of what Customer Service is. They should be closed down.

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Oct 13, 2016
Shoes911TC
1 Contributions 6 People Helped

I have used this card for some time, and I love it.  The app for my phone is great.  I use it to hide money from my ex's bad debt collections.  Easy to load with more funds and accepted many places.  I have created sub accounts for my kids and a Reserve account for my savings.  Get this card!!!

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Sep 19, 2016
Approved
Flipp98
3 Contributions 12 People Helped

My approval odds were fair, I decied to apply after reading the review. TU: 653, Ex: 643, 54% utilization, 1 paid judgement. I was approved for $500 CL

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Nov 29, 2016
Good card to have
Anonymous

I was approved after a week and a half. I also applied for the Amex everyday card as well on the same day. I had to wait for the fraud department to call and verify it was me but was instantly approved right afterwards. Also they shipped the cards out 2-3 business days so you receive them right away. You also get a account as soon as you're approved.

my credit scores are okay and I guess my history was enough to get me approved. I had two charge offs from 2007 and no late payment or other negative items on my credit report. 

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Nov 19, 2016
Anonymous

They dont offer pay over time been with them sense 1996 getting ready to drop them. Have made 7 requests every time get some run around answer. I have charged mybe more than 300,000 in 8 years.

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