It said I had a "good" chance of getting this card. I only had a 672 eq and 680 trans, I was denied. I only had a 623 on experian. So honestly, it's my fault for trying for such an elite card. Maybe next year. It is my goal to have an American Express card in my name.
If you have EVER had any kind of bad credit experience with AMEX, even if it was there fault, do not bother applying for this card, or any other AMEX card. They have a blacklist that extends far past what is normally allowed for by law (7/10 years). There are reports of people being turned down after 30 years, because of some small kerfufle they had with AMEX. This company KNOWS how to hold a grudge!
Great rewards for an entry level Amex card. Rewards end up coming out to about $0.03 per dollar spent aka 3% if used wisely. The 25k points after spending $3k is definitely an extra bonus.
I was accepted with a high 600's score and received a $1000 limit. After two months I requested an increase which went to $2,500.
Now planning to use my 31,000 points for an upcoming vacation to NYC booking rooms that charge $450-500 a night, but only require 12,000 points.
Applied score in the low 600's. Approved
Always wanted to be a part of the Amex family. Applied a few times over the last couple years. Always denied. Then ?? One night I was looking and applied and got this card. And the Amex green card. Getting an Amex card is very hard. From my experience. Finally got two !!!! Fico score 689.
Have had this card for almost 2 years. Customer service is responsive and helpful. Rewards are pretty good, but the restaurant/store discounts are way better than using them on purchases or Amex gift cards.
Can set auto payments, go paperless, and a lot more, which is nice.
Was approved for 1500 with a 730, then upgraded to 4k in a month or two. I'm up to 7500 now. I might be requesting more in a few months.