American Expres Reviews
Dec 07, 2016
Did not except me
Allen1973
1 Contributions 0 People Helped

It said I had a "good" chance of getting this card. I only had a 672 eq and 680 trans, I was denied. I only had a 623 on experian. So honestly, it's my fault for trying for such an elite card. Maybe next year. It is my goal to have an American Express card in my name.

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Nov 28, 2016
WARNING
Havensdad
1 Contributions 0 People Helped

If you have EVER had any kind of bad credit experience with AMEX, even if it was there fault, do not bother applying for this card, or any other AMEX card. They have a blacklist that extends far past what is normally allowed for by law (7/10 years). There are reports of people being turned down after 30 years, because of some small kerfufle they had with AMEX. This company KNOWS how to hold a grudge!

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Oct 01, 2016
Anonymous

Great rewards for an entry level Amex card. Rewards end up coming out to about $0.03 per dollar spent aka 3% if used wisely. The 25k points after spending $3k is definitely an extra bonus.

I was accepted with a high 600's score and received a $1000 limit. After two months I requested an increase which went to $2,500.

Now planning to use my 31,000 points for an upcoming vacation to NYC booking rooms that charge $450-500 a night, but only require 12,000 points.

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Oct 21, 2016
AMEX Instant Apoproval
CreditKarmaConvert
Top Contributor 15 Contributions 149 People Helped

I'm finally back in with AMEX today.  Instant Approval

with 676 fico score.  Got starting Limit $5K.  I'm very Happy!!! :-)

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Sep 10, 2016
Great Card
Anonymous

Applied score in the low 600's. Approved

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Dec 07, 2016
Love this Card !!!!
TonySanfran
2 Contributions 14 People Helped

Always wanted to be a part of the Amex family.  Applied a few times over the last couple years.  Always denied.  Then ?? One night I was looking and applied and got this card.  And the Amex green card.  Getting an Amex card is very hard. From my experience. Finally got two !!!!  Fico score 689.  

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Nov 21, 2016
Good rewards and great customer service
burritomen
6 Contributions 18 People Helped

Have had this card for almost 2 years. Customer service is responsive and helpful. Rewards are pretty good, but the restaurant/store discounts are way better than using them on purchases or Amex gift cards.

Can set auto payments, go paperless, and a lot more, which is nice.

Was approved for 1500 with a 730, then upgraded to 4k in a month or two. I'm up to 7500 now. I might be requesting more in a few months.

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