Opening an account for me was harder than most since i had to call in to finish the application, but customer service was great and answered immediately so no problems there. Turnaround time for pushing funds FROM Amex website into an external account is ~3 days. For pulling funds into the Amex savings account FROM the Amex website it takes about 5 days for the funds to become available, but it is posted immediately and interest accrues starting on the date you initaiate the transfer, so no issues with that either. Does what a savings account should do with a good yield and great customer service, but it is a no-thrills service. Very basic website and no mobile app.
I have used my card in vairious supermarkets and places, and haven't received any cash rewards for any of them because they are very picky as to which places actually count. Don't get this card if you want to earn cash back!
Earn points on everyday purchases and even more when purchasing Delta flights! I app'd with a bonus intro offer of 35,000 points (credit score was around 600-615 i believe; used amex website and checked the pre-qualify offers). I plan on doing the 61-day CLI when the time comes (in just a few days). I can say I have had to call customer service twice and they are awesome; the first time when I app'd and got the 7-10 day message. I went on the proactive and called them first, they just needed an idenity verification given that I had my identity stolen a few years ago. The second time I called was to find more info on a cardholder initiated CLI.
Don't apply for this card. American Express is not keeping their promises to give you the SPG Bonus Pointe after you spent $3000.00. A few of my friends and I been waiting for already 4 statements and still don't have the bonus point. We called the customer service twice a months and was told system problem. Yeah right.
It will say the approval Odd is very good and when apply for the card they will disapprove you and impact on your credit score. Garabahe
Only a 5k. Limit so transferred high rate card paid off then wanted to transfer again to pay off higher interest card & they wouldn't allow it even though it says 12 months no interest for ALL transfers even though you pay 3% on transfer
I applied then it said congratulations it prompt me to the page to set an account online then it said an error went on. I tried refreshing then said the offer was no longer available so I am confused. I did a new application and said sorrynI did not qualify.
So far I have no complaints with this card. Yes, the fee is a little steep, but the fact that I can pay for lounge access at a reduced rate without having to be flying business (or with someone flying business) is a nice perk, plus there is one free companion voucher per year, so my husband or son can join me for a trip for "free". Personally, I have been super happy with AMEX and the partner offers that have easily saved me the annual fee's worth of money on items I would have purchased anyway.
Scores TU 732/EQ 728/EX 701
I have AMEX Blue CL 1500 zero balance
2 Capital One total CL 6550 zero balance
Discover CL 5500 balance 800
Credit one CL 3000 zero balance
Bankruptcy in 2014 paid 100% of all debt completed.
APPROVED initially for 1k but called them and asked for 5500 since i use it for business. They saw I had a corporate AMEX for 5500 that i just cancelled, so they offerred me the 5500 CL!! Yay
Love this card. I travel for business and only use Hiltons, so I was already a Diamond Member. The perks of auto upgrades and meals along with the 100k point bonus after dpending 3k. I did that in 1 month and paid card in full since I use it for business trips. I was disappointed that it took 60 days to get my 100k points, but i maintain 100k. Customer Svc is 24/7 and have been excellent.