Amazingly low interest rates. My new SUV has a 1.27% rate and my used truck is only a 1.99% interest rate. Also, I received a cash $100 bonus for each loan they deposited in my saving account without a problem. Large credit line $24k and 0% on balance transfers. Ultimately reverting to a 11.24% interest. Purchases are 11.24% with a grace period. Also, I receive a 2% bonus on all purchases. I do have a representative at the Credit Untion that I can easily reach and she is great. FYI: My credit score is excellent. As I recall they use Experian.