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whats a good credit card for low income earners? p.s. no bank acct! o.k. score 700
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Capital One is a good choice for most people. A 700 score is pretty good so credit approval shouldn't be too much of a problem. If you are new to credit then a secured credit card would probably be your best choice.

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Why do you need a credit card?

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Orchard Bank is a great one.  Low fee's, they report to all three bureaus and you can pay online or by phone at no additional cost.  You have a fairly good chance to get a unsecured card.  Good Luck.

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to keep building my credit! 700 is good, but 800 is better! also better score = better loan rates! i.e. house , car , personal.

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