8 best gas credit cards of 2025

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This offer is no longer available on our site: Citi Custom Cash® Card

Looking to save money at the pump? Gas credit cards can help you earn rewards or cash back every time you fill up. Here are our top picks.

Best for big gas expenses: Citi Custom Cash® Card

Here’s why: The Citi Custom Cash® Card gives you 5% cash back automatically on up to $500 spent each month in your highest eligible spending category (then 1%). In addition to gas stations, eligible categories include restaurants, grocery stores, home improvement stores and select travel.

If fuel is your top spending category, you could get up to $25 in cash back every month. The Citi Custom Cash® Card has a $0 annual fee.

Best for rewards variety: Wells Fargo Autograph® Card

Here’s why: The Wells Fargo Autograph® Card offers 3 points for every $1 you spend in several useful bonus categories, including at gas stations and electric vehicle charging stations.

In addition to fuel, you’ll also earn 3 points per $1 spent on restaurants, travel, transit, popular streaming services and phone plans. All other purchases earn 1 point per $1. There’s a $0 annual fee to help maximize your rewards value.

Best for gas and groceries: Blue Cash Preferred® Card from American Express

Here’s why: The Blue Cash Preferred® Card from American Express could save you at the pump — and when you’re checking out at the grocery store. You’ll earn:

3% cash back on U.S. gas station purchases and on transit (including rideshare, parking, tolls, trains, buses and more).
6% cash back on up to $6,000 that you spend each year at U.S. supermarkets
6% cash back on select U.S. streaming subscriptions.
1% cash back on all other purchases.

The Blue Cash Preferred® Card from American Express has a $0 intro annual fee for the first year, then $95.

Best for no annual fee: Bank of America® Customized Cash Rewards credit card

Here’s why: The Bank of America® Customized Cash Rewards credit card allows you to choose what category you get 3% cash back on each month. Eligible categories include gas, online shopping, dining, travel, drugstores and home improvement. You’ll get:

3% cash back on purchases in the category of your choice
2% on grocery store and wholesale club purchases
1% on all other purchases

It’s important to note that the 3% and 2% cash back categories are capped at a total of $2,500 in purchases each quarter. After you spend $2,500, you’ll get 1% cash back on all additional purchases. The card charges a $0 annual fee.

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$0	0% Intro APR for 15 billing cycles for purchases	See Terms*	18.24% – 28.24% Variable APR on purchases	18.24% – 28.24% Variable APR on balance transfers

Offer Terms
Annual Fee
$0
Intro Purchase APR
0% Intro APR for 15 billing cycles for purchases
Intro Balance Transfer APR
See Terms*
Regular Purchase APR
18.24% – 28.24% Variable APR on purchases
Regular Balance Transfer APR
18.24% – 28.24% Variable APR on balance transfers

Additional Rates and Fees

Cash Advance Rate	See Terms*
Cash Advance Fee	See Terms*
Late Fee	See Terms*
Penalty APR	Up to 29.99% APR
Balance Transfer Fee	3% for 60 days from account opening, then 4%
Foreign Transaction Fee	3%
Return Payment Fee	See Terms*

New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
No annual fee and cash rewards don’t expire as long as your account remains open.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% – 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Contactless Cards – The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now

^*See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

See details, rates & fees

Best for road trips: Hilton Honors American Express Surpass® Card

Here’s why: The Hilton Honors American Express Surpass® Card is great for road trips. When you fill up, you’ll earn 6 points for every $1 you spend at U.S. gas stations. For overnight stays, find a Hilton hotel — you’ll earn 12 points per $1 spent on purchases there.

Purchases outside of bonus categories earn 3 points per $1 spent. You can use the points you earn to help pay for future Hilton stays. This card has a $150 annual fee, so consider whether you’ll get enough value from the card before applying.

Best for Costco members: Costco Anywhere Visa® Card by Citi

Here’s why: The Costco Anywhere Visa® Card by Citi offers great value for Costco members. You get:

5% cash back on gas at Costco
4% cash back on other eligible gas and electric vehicle charging purchases
3% cash back at restaurants
3% cash back on eligible travel purchases
2% back on all other purchases from Costco and costco.com
1% on everything else

It’s important to note that cash back on gas and EV charging purchases is capped at $7,000 per year (after which you earn 1%). There’s a $0 annual fee for the card.

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$0	N/A	N/A	19.49% – 27.49%* Variable	19.49% – 27.49%* Variable

Offer Terms
Annual Fee
$0
Intro Purchase APR
N/A
Intro Balance Transfer APR
N/A
Regular Purchase APR
19.49% – 27.49%* Variable
Regular Balance Transfer APR
19.49% – 27.49%* Variable

Additional Rates and Fees

Cash Advance Rate	29.49%* Variable
Cash Advance Fee	5%, Min: $10
Late Fee	See Terms*
Penalty APR	Up to 29.99% Variable
Balance Transfer Fee	Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Foreign Transaction Fee	0%
Return Payment Fee	Up to $41

Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Rates and fees

See details, rates & fees

Best for Sam’s Club members: Sam’s Club® Mastercard®

Here’s why: When you pay with your Sam’s Club® Mastercard®, you’ll earn 5% cash back on gas at many gas stations across the U.S. This applies to both Sam’s Club and non-Sam’s Club locations, and is limited to the first $6,000 you spend on gas each year (1% after). There’s no annual fee for the card, but you must be a Sam’s Club member to get it.

About the author: David Heiling is an assigning editor at Credit Karma, specializing in auto insurance and auto loans. He strives to make financial fitness accessible and relatable to people in all stages of their financial journeys. A… Read more.