Best to just STAY AWAY FROM From citi

CK needs to work on there accuracy on there score ratings ! is that so much to ask to keep up and give the right scores ? so many rely on accuracy to there credit report. Don't say they have a very good chance or in my case a excellent chance when clearly that is NOT the case ! you like transparency honesty right lets report the right info.

Have 770 FICO with 3+ yr card history multiple cards and got denied.

I applied with good chance of approval with excellent credit scores and be denied.

I agree with the people

They closed my account after 5 months. Used and paid several thousand every month. Cancelled without explanation or remedy. Only P.O. box in SD to send a letter to find out the reason. Left with a low balance and no reward points. They say I can reapply which includes another hard inquiry. No thank you. I am forced to advise anyone reading this to skip this card.

Awful Costumer Service. Do not apply in general and do not apply if you are not a US Citizen or permanent resident. They will run your credit report but deny your application.

This card just decided to lower my credit limit from $3100 to $300. I have been in excellent standing with this card but because they decided to check my overall credit score again - as it was lowered due to financial emergencies - they lowered it. I have kept low balances on this card and have paid it off in full every time. They are ridiculous and its unfair. Do not recommend this card. They will take it upon themselves to lower your credit line whenever they want even if you're in good standing. Stay away.

I requested a refund on a service that I have never received. They sent me an important letter in the app which the app never notified me. couple of weeks passed by and they said they couldn’t dispute the charge anymore. Worst customer service ever. Will never use any card from Citi anymore

Dont apply