![Group of friends walking their bikes and discussing the best U.S. Bank credit cards Group of friends walking their bikes and discussing the best U.S. Bank credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-us-bank-credit-cards.jpg?w=300&auto=compress)
Credit Cards
Whether you’re looking for sweet travel perks, thinking about transferring a balance, or want to earn cash back when you swipe at restaurants, grocery stores, and gas stations, there’s a credit card that can work for your situation. But first, to help you with your search, we’ll scour the fine print, crunch the points and compare features so you can make a smart — and responsible — decision.
![Group of friends walking their bikes and discussing the best U.S. Bank credit cards Group of friends walking their bikes and discussing the best U.S. Bank credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-us-bank-credit-cards.jpg?w=300&auto=compress)
![types-of-credit-cards Man standing in front of a white wood wall, scratching his head and smiling](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/types-of-credit-cards1.jpg?w=300&auto=compress)
![Young couple in winter gear running through a park with a cityscape in the background as they discuss the best PNC Bank credit cards Young couple in winter gear running through a park with a cityscape in the background as they discuss the best PNC Bank credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-pnc-bank-credit-cards.jpg?w=300&auto=compress)
![Man shops in hardware store using the best Synchrony Financial credit cards Man shops in hardware store using the best Synchrony Financial credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-synchrony-financial-credit-cards.jpg?w=300&auto=compress)
![average-apr-on-credit-card Group of people talking about the average APR, or annual percentage rate, on a credit card.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/average-apr-on-credit-card1.jpg?w=300&auto=compress)
![best-bank-of-america-credit-cards Young woman shopping in a drugstore with the best bank of america credit card for her](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-bank-of-america-credit-cards.jpg?w=300&auto=compress)
![A father and daughter cross a creek as he gives her a clear and simple credit card definition while learning about financial literacy. A father and daughter cross a creek as he gives her a clear and simple credit card definition while learning about financial literacy.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/a-clear-and-simple-credit-card-definition.jpg?w=300&auto=compress)
![Man sitting on the floor reading about what you need to know about a credit card minimum payment Man sitting on the floor reading about what you need to know about a credit card minimum payment](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/credit-card-minimum-payment.jpg?w=300&auto=compress)
![Man leaning against a brick wall and smiling because he just learned surprising facts about credit union credit cards Man leaning against a brick wall and smiling because he just learned surprising facts about credit union credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/surprising-facts-about-credit-union-credit-cards.jpg?w=300&auto=compress)
![best-citi-credit-cards Man and woman sitting together and smiling](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-citi-credit-cards-of-2017.jpg?w=300&auto=compress)
![Young couple hanging off the edge of a pool and smiling because they compared platinum american express, chase sapphire reserve, and the citi prestige and ended up with the best card for them. Young couple hanging off the edge of a pool and smiling because they compared platinum american express, chase sapphire reserve, and the citi prestige and ended up with the best card for them.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/platinum-american-express-vs-chase-sapphire-reserve-vs-citi-prestige2.jpg?w=300&auto=compress)
![Man and woman running up a hill and talking about how to do a balance transfer in 6 steps Man and woman running up a hill and talking about how to do a balance transfer in 6 steps](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/how-to-do-a-balance-transfer.jpg?w=300&auto=compress)
![best-airline-rewards-programs Beautiful young couple smiling at each other as they sit in front of Tower Bridge in London](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-airline-rewards-programs.jpg?w=300&auto=compress)
![best-capital-one-credit-cards Young woman on a wooden boat in southeast Asia, contemplating what is the best Capital One credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-capital-one-credit-cards.jpg?w=300&auto=compress)
![Pair of backpackers looking at a map on the side of the road, talking about maybe getting a Southwest Rapid Rewards Premier Credit Card so that they can fly instead of walk next time. Pair of backpackers looking at a map on the side of the road, talking about maybe getting a Southwest Rapid Rewards Premier Credit Card so that they can fly instead of walk next time.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/southwest-rapid-rewards-premier-credit-card.jpg?w=300&auto=compress)
![how-to-pay-your-credit-card-bill Two friends sitting outside, drinking coffee, and talking about how to pay your credit card bill](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/how-to-pay-your-credit-card-bill.jpg?w=300&auto=compress)
![credit-card-utilization-and-your-credit-score Father and young daughter painting a wall, while the father teaches her about credit card utilization and how it affects your credit score](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/credit-card-utilization-and-your-credit-score.jpg?w=300&auto=compress)
![what-happens-if-you-miss-a-credit-card-payment Woman sitting at her kitchen table, head in hands](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/what-happens-if-you-miss-a-credit-card-payment2.jpg?w=300&auto=compress)
![Young couple bicycling on a boardwalk and talking about how to get a credit card Young couple bicycling on a boardwalk and talking about how to get a credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/how-to-get-a-credit-card.jpg?w=300&auto=compress)
![best-chase-credit-cards Couple carrying their kayaks over a dune to a beach and trying to pick the best Chase credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/best-chase-credit-cards.jpg?w=300&auto=compress)
![Young woman backpacker standing on a rural bridge and smiling because she finally decided which one, chase sapphire preferred card vs chase sapphire reserve, is better for her. Young woman backpacker standing on a rural bridge and smiling because she finally decided which one, chase sapphire preferred card vs chase sapphire reserve, is better for her.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/chase-sapphire-preferred-card-vs-chase-sapphire-reserve.jpg?w=300&auto=compress)
![Young woman standing in front of a beautiful canyon while debating if she should get the discover it vs chase freedom Young woman standing in front of a beautiful canyon while debating if she should get the discover it vs chase freedom](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/discover-it-vs-chase-freedom.jpg?w=300&auto=compress)
![A couple with their son enjoyed a shopping trip using a credit card A couple with their son enjoyed a shopping trip using a credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/chase-freedom-vs-quicksilver.jpg?w=300&auto=compress)
![Young couple having a firendly discussion about the merits of the Barclaycard Arrival Plus vs. Citi Double Cash Young couple having a firendly discussion about the merits of the Barclaycard Arrival Plus vs. Citi Double Cash](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/06/barclaycard-arrival-plus-vs-citi-double-cash1.jpg?w=300&auto=compress)
![best-credit-cards-to-use-in-europe Woman in Bratislava after choosing the best credit cards to use in Europe.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/best-credit-cards-to-use-in-europe.jpg?w=300&auto=compress)
![premier-rewards-gold-card-from-american-express-vs-chase-sapphire-preferred-card Couple looking at map while traveling together](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/premier-rewards-gold-card-from-american-express-vs-chase-sapphire-preferred-card.jpg?w=300&auto=compress)
![credit-karma-approval-odds-what-they-mean Screenshot of Credit Karma Approval Odds in app](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/credit-karma-approval-odds-what-they-mean.png?w=300&auto=compress)
![Couple looking at a laptop to find out what the best credit card offers are for new credit cards in 2017 Couple looking at a laptop to find out what the best credit card offers are for new credit cards in 2017](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/best-credit-card-offers.jpg?w=300&auto=compress)
![credit-card-without-a-social-security-number Two people sitting at a desk, using a laptop together and chatting](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/credit-card-without-a-social-security-number.jpg?w=300&auto=compress)
![A pair of friends out shopping for an article about credit card purchase protection. A pair of friends out shopping for an article about credit card purchase protection.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/credit-card-purchase-protection.jpg?w=300&auto=compress)
![centurion-card-from-american-express-review Couple sitting at a table in the surf at a beach, toasting before enjoying a meal together](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/centurion-card-from-american-express-review.jpg?w=300&auto=compress)
![credit-cards-for-teens Teenager leaning against a blue wall while listening to music on headphones](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/credit-cards-for-teens.jpg?w=300&auto=compress)
![best-hotel-credit-cards-with-no-annual-fee Man relaxing in his hotel room, reading updates on his phone](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/best-hotel-credit-cards-with-no-annual-fee.jpg?w=300&auto=compress)
![ways-to-consolidate-credit-card-debt Woman sitting at a cafe with her credit card, reading on her laptop about how to consolidate credit card debt](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/ways-to-consolidate-credit-card-debt_881604436.jpg?w=300&auto=compress)
![Woman sitting next to a computer and reading about if you should you pay the IRS with a credit card? Woman sitting next to a computer and reading about if you should you pay the IRS with a credit card?](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/05/pay-irs-credit-card.jpg?w=300&auto=compress)