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Advertiser Disclosure
We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.
Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.
Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.
This offer is no longer available on our site: Chase Sapphire Reserve®
Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card
When it comes down to the Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card, there’s a big difference in annual fees — but there’s an even greater distinction between the value you can get with each card. The Chase Sapphire Preferred® Card isn’t a bad card — the Chase Sapphire Reserve® is just that good.
Of course, it can still be difficult to stomach the high annual fee, especially considering you’re charged for it upfront. If you don’t have that kind of money in your budget, the Chase Sapphire Reserve® can be a tough sell.
In that case, it may be worth considering getting the Chase Sapphire Preferred® Card first and then upgrading later. But keep in mind that you won’t get the second card’s sign-up bonus through an upgrade.
About the author: Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his wo… Read more.