![business-credit-line-vs-credit-card-828488320 Small business owner leaning over the order counter of his cafe, considering a business credit line vs. credit card.](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/09/business-credit-line-vs-credit-card-828488320.png?w=300&auto=compress)
Credit Cards
Whether you’re looking for sweet travel perks, thinking about transferring a balance, or want to earn cash back when you swipe at restaurants, grocery stores, and gas stations, there’s a credit card that can work for your situation. But first, to help you with your search, we’ll scour the fine print, crunch the points and compare features so you can make a smart — and responsible — decision.
![business-credit-line-vs-credit-card-828488320 Small business owner leaning over the order counter of his cafe, considering a business credit line vs. credit card.](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/09/business-credit-line-vs-credit-card-828488320.png?w=300&auto=compress)
![jetblue-mosaic-769732881 Young woman on vacation in New York, making the most of her JetBlue Mosaic credit card rewards](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/09/jetblue-mosaic-769732881.png?w=300&auto=compress)
![chase-freedom-unlimited-benefits Women friends right outside the train station walking to the exit for directions and transportation for the city center](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/08/southwest-rapid-rewards-cards.jpg?w=300&auto=compress)
![how-can-i-accept-credit-card-payments Woman using a tablet in her office to research how to accept credit card payments](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/08/how-can-i-accept-credit-card-payments_1204403476.jpg?w=300&auto=compress)
![chase-revamps-sapphire-rewards couple lounging by pool with cocktails](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/08/chase-revamps-sapphire-rewards.png?w=300&auto=compress)
![bank-of-america-launches-unlimited-cash-rewards man holding credit card smiling with laptop](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/07/bank-of-america-launches-unlimited-cash-rewards.jpg?w=300&auto=compress)
![chase-freedom-pay-yourself-back Happy Smiling Group Of Female Friends Enjoying Meal At Outdoor Restaurant](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/06/hilton-honors-credit-card-review.jpg?w=300&auto=compress)
![citi-custom-cash-card-launch-e1648751255528 Young man and woman sitting together on their couch at home, smiling add reading a book together](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/06/citi-custom-cash-card-launch-e1648751255528-1.jpg?w=300&auto=compress)
![chase-sapphire-preferred-sign-up-bonus-june-2021 Two young women sitting on an open top double-decker bus, laughing together as they enjoy a tour of London](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/06/chase-sapphire-preferred-sign-up-bonus-june-2021_595347031.jpg?w=300&auto=compress)
![petal-1-card-review young women shopping and paying with credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/05/petal-1-card-review.jpg?w=300&auto=compress)
![southwest-sign-up-bonus-may-2021 man with laptop sitting with suitcase](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/05/southwest-sign-up-bonus-may-2021.jpg?w=300&auto=compress)
![Customers buying groceries in supermarket](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/05/new-capital-one-savor-categories.jpg?w=300&auto=compress)
![chase-doordash Man sitting at a cafe, using his laptop and smiling at his phone](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/05/chase-doordash.jpg?w=300&auto=compress)
![credit-card-debt-relief_200502338-001 Woman sitting on sofa, wondering about credit card debt relief](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/04/credit-card-debt-relief_200502338-001.jpg?w=300&auto=compress)
![ramp-card-review_554995479 Coffee shop owner working on laptop](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/03/ramp-card-review_554995479.jpg?w=300&auto=compress)
![medical-credit-cards Man sitting at desk, holding a credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/03/medical-credit-cards.jpg?w=300&auto=compress)
![merrick-bank-double-your-line-platinum-visa-review_518150044 Young man working at home and holding up a credit card](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/03/merrick-bank-double-your-line-platinum-visa-review_518150044.jpg?w=300&auto=compress)
![united-gateway-card-review_1010633980 Two women with suitcases walking through airport and talking](https://creditkarma-cms.imgix.net/wp-content/uploads/2021/03/united-gateway-card-review_1010633980.jpg?w=300&auto=compress)
![Businesswoman walking through a city street, reading on her phone about the Bank of America Business Advantage Travel Rewards World Mastercard credit card bank-of-america-business-advantage-travel-rewards-review](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/08/bank-of-america-business-advantage-travel-rewards-review_1051319400.jpg?w=300&auto=compress)
![electronic-fund-transfer-act_648588470 Woman at train station, looking up the Electronic Fund Transfer Act on her cellphone](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/10/electronic-fund-transfer-act_648588470.jpg?w=300&auto=compress)
![credit-cards-with-trip-cancellation-insurance_494343162 woman on couch cancelling her trip with credit card with trip cancellation insurance](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/09/credit-cards-with-trip-cancellation-insurance_494343162.jpg?w=300&auto=compress)
![discover-it-chrome-review_847956476 Woman on cellphone waiting for train, looking up Discover it Chrome card](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/09/discover-it-chrome-review_847956476.jpg?w=300&auto=compress)
![care-credit-review Woman sitting at her desk at work, reading a CareCredit review on her phone](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/08/care-credit-review.jpg?w=300&auto=compress)
![upgrade-card-review_1055195346 Young woman at home, reading about the Upgrade Card on her cellphone](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/08/upgrade-card-review_1055195346.jpg?w=300&auto=compress)
![best-way-to-pay-off-multiple-credit-cards Display of fanned-out credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/07/best-mastercard-credit-cards.jpg?w=300&auto=compress)
![reopen-closed-credit-card-account_1146652281 Man on computer looking up how to reopen a closed credit card account](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/07/reopen-closed-credit-card-account_1146652281.jpg?w=300&auto=compress)
![amex-everyday-preferred-review Man and daughter shopping together in a grocery store, where he plans to use his Amex Everyday Preferred card](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/07/amex-everyday-preferred-review_1018114812.jpg?w=300&auto=compress)
![trip-cancellation-insurance_845919884 Man sitting in kitchen with digital tablet, looking up trip cancellation insurance](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/06/trip-cancellation-insurance_845919884.jpg?w=300&auto=compress)
![marriott-rewards-levels_1089097982 Couple eating breakfast in bed at a hotel that they booked with Marriott rewards](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/04/marriott-rewards-levels_1089097982.jpg?w=300&auto=compress)
![pandemic-redefining-necessities-survey Friends sitting around a table at a restaurant, sharing appetizers and using their dining rewards program to maximize points](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/04/dining-rewards-program_699108033.jpg?w=300&auto=compress)
![pay-it-plan-it Woman standing in her kitchen, reading on her phone about American Express' Pay It Plan It feature](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/03/pay-it-plan-it_1171146305.jpg?w=300&auto=compress)
![frontier-vs-spirit_685057414 Young woman sitting in airport terminal, looking up frontier vs spirit credit cards on her digital tablet](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/03/frontier-vs-spirit_685057414.jpg?w=300&auto=compress)
![first-progress-platinum-select-secured-credit-card Man sitting on the steps outside of his building, reading a review of a credit card on his phone](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/03/first-progress-platinum-select-secured-credit-card_910492052.jpg?w=300&auto=compress)
![amex-gold-vs-platinum_1144831266 Two women sitting outside and laughing with green trees in background](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/03/amex-gold-vs-platinum_1144831266.jpg?w=300&auto=compress)
![residual-interest_1153901883 Young woman in a blue shirt looking at laptop to learn about residual interest on credit cards](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/03/residual-interest_1153901883.jpg?w=300&auto=compress)
![coronavirus-credit-card-travel-insurance_1086608212 Young man at home drinking coffee and looking at trip cancellation insurance](https://creditkarma-cms.imgix.net/wp-content/uploads/2020/03/coronavirus-credit-card-travel-insurance_1086608212.jpg?w=300&auto=compress)