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Bank of America® Unlimited Cash Rewards credit card

Updated:

image_8b35f4Image: image_8b35f4

82

reviews

2.6

Rating: 2.6 out of 5.

Great for simple cash back

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Bank of America® Unlimited Cash Rewards credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 25% 13% 25% 24% 12%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 25% 13% 25% 24% 12%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 25% 13% 25% 24% 12%

The average credit limit for members who have matched with this card or similar cards is $9,993, with $500 being the most common.

Here’s the average credit score of members who matched their Bank of America® Unlimited Cash Rewards credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 15% 43% 28%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 15% 43% 28%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 15% 43% 28%

The average credit score for members who have matched with this card or similar cards is 713, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

27.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$106,233

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

2.6

Rating: 2.6 out of 5.

82

reviews

Most helpful positive review

October 8, 2024

5

Rating: 5 out of 5.

Great card for spenders

— Credit Karma Member

Approved for 16K with 707 credit score.

Most helpful negative review

January 30, 2025

1

Rating: 1 out of 5.

Don't waste your time

— Credit Karma Member

I applied for this card with a preapproval in the mail and was denied despite having an 806 and 810 credit score. Now I have a a two year hit and nothing to show for it.

All member reviews