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longestyard42

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new to credit and just got a Discover It card. Any advice?
I just received a Discover It card with a credit line of $750. This is my first credit card of any kind and I want to be responsible with it. I've been told to not spend any more than 10% of my credit line, always pay the balance when I receive the bill and never take a cash advance. Is there anything else I should know? I've read of people paying off their balances every month then requesting a higher credit line. I'm comfortable with the amount I've been allowed but if it helps my score to request a higher limit, I may consider it. Any help would be greatly appreciated.

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