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Never received card, new one will this affect me?
Hi all. I'm in the process of rebuilding my credit and finally got a secured credit card. I got all the documentation but the card never arrived. After three weeks I finally called and asked for a new one, so they are sending a new one but after completing that they told me it will be reported as lost/stolen. It was not lost or stolen though: I never received it. Meanwhile, I have a bill for the annual fee from the old card number (that I never got) that I have to pay in the next 3 weeks meaning the old card will basically show something like "opened 6/20, closed 6/24 - lost or stolen" with a new one from the same company showing a new account opened in a few days. Will the balance show as 0 on the closed one and the $39 fee (the only thing on it) go to the new one? I'm freaking out; I don't want all my hard work to go to nothing and be penalized for 7 years because the mail never delivered my card. I feel like I have no where else to turn; the credit bureaus said there's nothing they can do and the card issuer said they have no choice but to report it as lost or stolen. I've been on the phone for 6 hours with the card issuer, the bank, MasterCard, the credit bureaus, etc. Please, any information will help me! Thank you.

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