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StressingStudent

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Is there anyway I can get a credit card or even build my credit?
Hey so I'm in college rising sophomore and 18 years old. I have never had a credit card just student loans. The Interest accrues on only one of the two and I pay the interest off whenever I can. I applied for a credit card and come to find out my credit score is 580 which is very poor. I've been denied from two credit cards already even a secure one that is supposed to help you build your credit.

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Start working on paying your student debt down and make monthly payments. That will raise your score over time. Student loans are not dischargeable in a bankruptcy and many lenders get nervous with someone having large student loan debt. I am surprised you were turned down for a secured credit card. 

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