Amerisave makes purchasing and refinancing simple
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I have a 782 credit score, had $50,000 in equity on my home and shouldn't have been a problem to refinance. They are continuing to use Bait & Switch tactics. They advertise a low interest rate and low closing costs to "bait" you in and then have your appraisal come in very low (just above the amount you want to finance) and then say they can still finance you but you have to pay a higher interest rate and higher closing costs. I had my home appraised 1-1/2 yrs prior and it was $50,000 more than their appraisal. The appraiser was a joke. He used someone else's photos in my appraisal report and wrong square footage for my house and wouldn't correct it and redo the report. The appraiser basically blamed the mortgage company saying they set "guidelines" for him to follow on the appraisal. Basically, AmeriSave told him to come in low on the appraisal. This company was fined for using bait & switch tactics and they obviously are still doing it today. Don't use them!!!! You will lose $400 for your appraisal and not get refinanced.