I don't really know what's happening, but I assume they updated their system with some sort of "off by one" error, whereby a final payment on autopay will never happen. It's kind of funny, but I suppose it hurts my credit. I'm going to call them Monday since they think it's 31+ days late now. Clearly based on other folks posts here I'm not the only one with this silly issue. VW just can't figure computers out.