Best part of this credit union is earning 1.5% on your checking account! I earn several hundred dollars annually in interest just by doing nothing but using Vermont Federal. Pretty good deal. Plenty of physical locations in northern Vermont, but just as easy to do things online or in the app, including check deposit.
The only reason I docked this credit union a star was that they failed to overturn a $150 fraudulent charge due to lack of evidence, even though their own fraud detection system texted me and asked whether to shut down the debit card. Very bizarre policy.