This company gave me a home insurance price over the phone for $950.00 for a year. This new price is little better than my current pricing. Therefore I discontinued with the current career in order to switch into the Travellers. Months later Traveler Insurance sent an an inspector to inspect the entire house. Upon inspection they dramatically increased the replacement cost of the dwelling so the premium. The price is $1300.00, I found this is nothing but fraudulent practice to trap consumer into their business and later jack up the price to take them for one year ride!!!!!. I will not recommend any one to get even a home insurance price from them. God know what else will show up once you file a claim.