I had this card and did not use it for first 2 weeks. When I finally got to use it, I come to find out that it had been cancelled without any reason. I called and 2 different associates attempted to help. The first associate hung up on me, the second couldn't get off the phone fast enough. She told me to just wait for a letter. I've bought 3 cars in the past 5 years from Toyota, but never again. What disgraceful business. BTW, my credit is pretty decent.
So we have 4 or 5 whiners who think they have had a bad deal. I can tell you in most caes if you knew the facts you'll find the customer is the one not cooperating. In my experience Toyota Finace are great, professional and offer better rates than banks. Their cusotmner service could do with an improvement but the process is pretty qucik and only took 1 day for approval.
Not sure what hese other people are complaiming about as you only hear their side of the story so I decided to try and even the score a bit as most people who are satisifed never comment.