Don't do it!!! High interest rates and they will close your account even if you made the payment
whatever amount you add is your credit. They make it hard to make a payment and its not 29$ its $39 per month.
since i used it because i actually paid for my own credit it tremendously lowered my score.
had this card for 4 months. i would use it everyday and pay it at the end of every week. then i sent my payment and i come to find out they closed it. no reason was given when i called. i dont know if im going to get my $400 back, or security deposit. dont waste your time, or lose your money like i did. SAVE YOURSELF!!