I love SFCU!!!! Since I work at Stanford and bank with SFCU I get my checks days before payday. They have been great to me, I've never gotten a loan or credit card before cause I have bad credit. When I applied for my car loan the banker I talked to said its ok we're here for our members. And they sure are I got approved for a car loan with a crazy low interest rate 1.9% and they also approved me for a credit card ($2,500 limit). Plus they did both things in 1 transaction so they only checked my credit once. If you want a bank that is there for their customers try Stanford Federal Credit Union.