SoFi was so easy to use, I received a quick response to my application and to any questions I had. My rate is much lower than my government loan rates, and I feel really comfortable with my monthly payment. Though I chose a more aggressive payment plan, there were many options that would be manageable for many different people and sitautions. I will be completely done with my loan payoff in less than 5 years, whereas before refinancing, I would have been paying some loans off for more than 20 more years! Such a breath of fresh air for me. I feel like I can start my life now.
I got a loan a year a go to consolidate credit cards. My payment history wasn't the best but I make over 100k a year. I was approved for 50k which paid off my credit cards and helped me get and stay on track. I didn't think that I would be approved but I'm grateful they gave me a try. I will be debt free in just a few years. I'm grateful they took a chance on me.