While checking my e-mail earlier today (11/03/16), I saw one of those sidebar sponsored links pop about "excellent credit score credit cards available." So I clicked on it and submitted this review.
"I keep seeing these "if you have excellent credit, check out these offers" website links, but I never see Simmons Bank Platinum Visa listed. I've only seen them listed once on Credit Karma (dot) com and it had nothing but stellar reviews. The interest rate is a flat 7.5%. I applied for it in June 2016 with a credit score of 797. I was approved almost immediately. I have four credit cards, all of which have a zero balance. If I ever need to carry a balance, you can be assured that it'll be on the Simmons Bank card. Do yourself a favor and google them. They're located in Arkansas and the few times that I’ve contacted them, they’ve been nothing but courteous and professional.
Note: I am neither affiliated nor paid by them. I’m simply a very satisfied customer and hope that other credit card users will discover them, too."