The fees are outrageous and criminal.
I understand this card is to help those trying to rebuild their credit. However, they don't report to the 3 major credit agencies, and they never increase your credit limit. Payments take forever to post, and the monthly usage fees eat up most of your payment, if you only pay the minimum due. Not worth it, it does not help your build credit, but it does help line their pockets. I closed my my account and paid it off. Good riddance to bad rubbish.