I applied 25th of February with 630-640s CK on Tu/Eq. I applied for 3 credit cards so it went down to 612 both Tu/Eq (FICO 611). I paid and remained my utilization 2-5% until now, so it increased to 620-630s.
I just checked my scores today, self lender just reported and increased my score by 40-42 (CK Tu/ Eq 669).
**My builder plan here is $550