I would just avoid this "loan search engine" as they will just add unnecessary inquiries without any results. I have around a 700 credit score and was looking to refinance at a better rate. They added inquiries and couldn't even find a single lender even though there are two banks locally and the current loan provider willing to lower my rates. They didn't even communicate this to me until I wrote them; they just ignored me. Save your patience and your credit the inquiries and just find a local credit union.