Let's say I have a loan balance of $4,500. And you know what!! The interest charge is almost 50 cents appears daily. Total of interest monthly is almost $15. Even I tried to pay off the balance, it takes more than 5 days to process, BUT at the same time the interest charge is still charging every single day which is I still have to pay for the remaining interest after paying off the loan!!! They are trying to steal your money instead of helping you!!! If you are students especially ASIAN, DON'T DEAL WITH THIS FREAKING COMPANY!!