So I paid the $89.00 with my debit card. Now there's a hold on the account for 7 days and they won't activate it. Avoid my mistake and get a Credit One or Capital One card. This company is illegitimate and a fraud. PLEASE I implore you, they will do more to DAMAGE YOUR CREDIT then repair it. And the CSR PHONE NUMBER is incorrect. I had to do some research to get the appropriate contact info. The last for digits are 1157 for the phone number. Any other number and you'll be waiting for weeks for someone to answer. The first CSR assured me my card would be activated today. Called back TWICE and NOPE, now there's a hold. They are a fraud. Did some double checking and now I noticed they drafted 300.00 EXTRA DOLLARS OUT. They will RIP you off.
Awful customer service, annual fee $75 so your limit is less. They taje to long to process payments and in my case not at all. Kept saying my checking account was returning the payments. They're too dinky, big bank cards are much better. Don't waste your time on this one.