I got this card years ago in exchange to pay off a debt. It helped me to rebuild my credit and pay off a debt at the same time. I've kept it but really no longer need it. It did its job. The only reason I'll be closing the account is because they charge a $25 annual fee. It is a basic card with a low limit so there really is no longer a reason for me to keep it. If you need to build credit and pay a debt, I say take the offer.
Could not review without clicking "I own it", "I had it", or "I applied" None of these are the case.
I never heard of this company until I started receiving spam emails from them.
I have blocked them and would never trust a company that would send spam emails to people who have never contacted them first.
I would never recommend this bank. I got approved, $75 was charged to the account right away. I made a payment, that declined because my paycheck came in later that day. Well it's only been a few days of owning this card & it's on hold... due to the returned payment. I was trying to pay the annual fee so that my balance is $0. Instead, it was immediately reported to the credit bureaus that my balance is $75... as soon as I opened this card. I called customer service who said that I must pay this entire amount or the hold will not be taken off. I told them I just received the card a few days ago & wanted to pay off the annual fee ASAP. Why did you send to the credit bureau that my balance is $75 without giving me a chance to even pay it off to reflect $0 on the credit bureaus. On top of this, my card was on hold & the payment of the annual fee was required to use the card. I told the lady to cancel my card as I am no longer interested in doing business with them. They're a scam! I currently have Capital One & my credit union. This is all I need. Don't waste your money & apply for this card.