You will never get a credit line increase regardless of how good your credit is. They are going to start charging a $45.00 annual fee on Sept. 2017.
I got this card to help with building credit. All good, next thing they want processing fee of $89, okay they give you option of one, two or three month payments...spreading them out to be approx $26 a month for three month choice. Now I get the card and can't use the **** thing because I didn't pay upfront, but made arrangements to have bank drafts for the next two month...sucks!
When i applied i was approved and then customer service told me the card was sent, beware they will lie to yoiu, I applied in mid June 2016 and i didnt get the card til MID AUGUST, when i called they kept saying it was already sent, and it wasnt. Also i checked my credit report and they are 6 months behind in reporting my payments and why i dont know, all my payments have been made on time, amazing how they how to charge the annual fee and monthly fee but they cant report accuracy of my credit report for my ontime payments.
If stars went in the negative numbers, I'd give Indigo a negative 5 stars. They have been a nightmare to work with. They typoed my social security number, refused to correct it, then sent me email and phone calls demanding photocopies of my driver's license and social security card. What a set up for identity theft. Since I could not establish an online account, I was neither able to monitor activity on my account, nor make traceable payments. They are now busy destroying my hard earned credit. STAY AWAY FROM THEM. They are really shady and bad news. Their email is a no-reply, and they refused to email with me - it would leave a paper trail, which I guess they were pretty concerned to avoid.