I have an 821 credit score. I have purchased a house with my credit, which I paid off last year. Got denied. I literally have no idea how that is possible, unless they ran out of money to loan? Needless to say I am going with a different provider but honestly it just hurt my pride a little that that I got denied with a near perfect score and a record of paying off a home.
My loan got denied, but the problem is that there is NO contact information in their emails or website, and they DO NOT provide you with documentation of the reasons they denied your loan. They are required by law to do this, but the website has nothing - no documentation anywhere.