lightstream Reviews
Jul 20, 2017
wonderfull experience

Super easy and fast excelent rares and terms without the hassel of having a leinholder on the title. The best loan experience I have ever had,  applied and had the money available the same day. 

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Aug 14, 2017
Not Good
1 Contributions 0 People Helped

Loan application was simple and fast, which allowed them to deny it just as fast without getting all the information. For example, it asks for assets such as savings and stocks, but not land. I have eighteen acres the house is on that is paid for, and I also stated my current position of savings and stocks based on what they are. Which currently is lower because I paid off a lot of credit card bills that were not late, just paying the monthly bill in full. It was just a large amount because we building a house. Unbeknownst to me, I apparently understated my assets, not including land which I had nowhere to put, but understated because when they ran a credit check they saw a credit card balance much higher than it currently is. Ultimately I stated my savings for the balance after paying the credit card bill, and they still think my credit usage is that high. I have had open lines of credit for ten years, never made a late payment yet and have only paid less than $1 in interest. I try to be responsible and pay for things as I go, but apparently that has shafted me. I was very disappointed in the result overall

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