Approval rate isn't good.
I have to admit i applied and got the card but questioning some of the reviews because it SOUNDS like employees from that company are the ones posting the good reviews. I know my score and it may not be perfect but recieve a pre appoved letter in the mail. Never heard of the company until I got the letter. Some times you have to go with the old saying (if it is to good to be true, than it is probably not worth it)
I received numerous "pre-approved' mailings. Within a week of the last one, I applied. I was declined. I can only assume they were physhing for valid informaion to sell. Very disappointing and dangerous as it will further reduce your credit score from a 'hard' hit. Avoid.