The process for signing up was very easy and they offer a lot of help from talking to a therapist to finding a lawyer. I've been a client of theirs for three years now and I will continue to for as long as I can. 

Riduculous prices. I paid my policies in full for years. They canceled policies without sending renewal notices and made up all of these excuses about trying to reach me that were absolute lies. They did it two years in a row and when I called to reinstate, they jacked up the rates "because I was past due." It's a total scam. They said that they couldn't reach me but they were sending me emails trrying to sell me a different type of insurance.